To provide the needed protection to SAR Teams through the SARVAC Insurance Program, there are multiple Policy Types.

All Teams are provided with the National Policy and have the option to add the recommended coverages under the Algoma Policy.

Learn more about the Policy Types (click to expand)

(Both administered by Algoma Insurance Brokers)

National Policy

National Policy – Required by National (available to all teams who register)

  • Provides coverage to each registered SARVAC Team for:
    • Accidental Death & Dismemberment (AD&D)
    • Directors & Officers (D&O) Liability
  • Register/update information each year
  • This policy is paid for by National

Highlights are illustrated for your review:

Directors & Officers Liability: $2,000,000

Accidental Death and Dismemberment:
$200,000 / per Director & Officer
$200,000 / per Volunteer

Algoma Policy Coverages (Liability & Property/Equipment)

Algoma Policy – Additional Coverage(s)

  • Provides selected coverage(s) for:
    • Commercial General Liability (CGL)
    • Property/Equipment
  • Register/update information each year
  • This policy is additional coverage(s) and is paid for by the Teams

Highlights are illustrated for your review:

Liability: $5,000,000

Property: (limits as requested)
Building, Contents, Flood, Earthquake
Owned/Non-Owned Watercraft
Owned/Unlicensed Motorized Vehicles (ATVs, Snow Machines, etc.)
Non-Owned/Unlicensed Motorized Vehicles (ATVs, Snow Machines, etc.)

Other:
Information Bulletin Drones/ UAV
Specialized Hybrid Teams
Non-Owned Aircraft

Note: Some provinces provide Teams with provincial funding, ask your broker if your team resides in these provinces.