Why Your VIN Code is Important


You open your mail and there is the infamous “120 day letter” from the Ontario Ministry of Transportation (MTO). You have four months to get your Vehicle Identification Number (VIN) corrected, before your license plate expires. Huh? Why is your VIN so important?

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Excluded drivers

parent offspring conflict

Wouldn’t it be great if we could prevent high-risk drivers from operating insured vehicles? Wait, yes we can… it’s known as the “excluded driver” endorsement, as outlined by the Ontario Insurance Act. The endorsement has the harsh result of denying coverage under an automobile policy, so it’s worth knowing about and taking seriously.

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