Ontario 2016 Auto Insurance Reform

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Ontario Auto Insurance is Changing To help stabilize rates, the Ontario government has implemented changes to auto insurance. Several measures are aimed at reducing fraud and abuse within the system, which historically have increased overall premiums. New regulations include lower accident benefit limits with new options to increase coverage if you as the policy holder decide […]

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The Most Common Changes People Forget to Inform Their Insurance Broker Of

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Life is made up of a series of little moments. These moments can be planned or unexpected, unnoticed or life altering, and changes to your insurance policy may be the last thing on your mind. We are here to remind you of the importance of protecting yourself during these times. A quick email or phone call […]

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Extreme Weather And How Overland Water Coverage Protects Your Home

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“Water is the new Fire!” – It sounds contradictory but this has been repeated across the insurance industry over the last decade due to water becoming the most common insurance claim. Weather patterns are changing worldwide, a trend that is affecting Canadians directly. The devastating floods in Toronto and Alberta in 2013 highlighted an inevitable […]

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Quick Tips on Water Damage Recovery

Winter in the Algoma Region this year was filled with severe blizzards, ice storms and other extreme weather. As days start to warm, freeze thaw conditions may lead to another round of water damage this spring. Here are a few helpful tips on what to do if your home or property becomes water damaged.

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Distracted Driving – A Growing and Dangerous Trend in North America

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There are many studies and statistics on this topic.  Distracted driving has been around for years.  Early distractions included eating or drinking while driving, adjusting climate or entertainment systems, applying make-up or checking your appearance in internal mirrors and the most obvious situation is with distractions created by interaction with other passengers in the vehicle.

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Why get Cyber Risk Liability Coverage?

“There are only two types of companies: Those that have been hacked and those that will be.” In 2012, the average cost of a data breach was $8.9 million. 50% of attacks in 2012 were aimed at businesses with fewer than 2,500 employees and 31% were targeted at businesses with less than 250 employees. A […]

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Changes to Snowmobile Act – What You Need to Know

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Snowmobiling is both an exciting recreational activity and a method of winter travel in Ontario. In Spring 2001, changes to the Motorized Snow Vehicles Act and supporting regulations, and the Trespass to Property Act were made to enhance snowmobile safety and enforcement, and improve trail sustainability. This information package identifies these changes and outlines how […]

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