Why get Cyber Risk Liability Coverage?
“There are only two types of companies: Those that have been hacked and those that will be.” In 2012, the average cost of a data breach was $8.9 million. 50% of attacks in 2012 were aimed at businesses with fewer than 2,500 employees and 31% were targeted at businesses with less than 250 employees. A […]
Read MoreChanges to Snowmobile Act – What You Need to Know
Snowmobiling is both an exciting recreational activity and a method of winter travel in Ontario. In Spring 2001, changes to the Motorized Snow Vehicles Act and supporting regulations, and the Trespass to Property Act were made to enhance snowmobile safety and enforcement, and improve trail sustainability. This information package identifies these changes and outlines how […]
Read MoreDo you know about Depreciation Insurance?
Everyone knows that as soon as you drive a new car off the lot its value starts to depreciate, and the more kilometres you put on, the more its value drops. That’s a reality of car ownership, however…
Read MoreHow Covered is Your Newest Vehicle?
You’re so proud of your new car; between driving it around to show friends and family, and preparing for a cross-province trip to test out the wheels, a couple of weeks have gone by since the purchase. Have you forgotten anything?
Read MoreHow private is your insurance information?
Have you ever stopped to think about just how much personal information your insurance company has about you, including your…
Read MoreWhy Your VIN Code is Important
You open your mail and there is the infamous “120 day letter” from the Ontario Ministry of Transportation (MTO). You have four months to get your Vehicle Identification Number (VIN) corrected, before your license plate expires. Huh? Why is your VIN so important?
Read MoreExcluded drivers
Wouldn’t it be great if we could prevent high-risk drivers from operating insured vehicles? Wait, yes we can… it’s known as the “excluded driver” endorsement, as outlined by the Ontario Insurance Act. The endorsement has the harsh result of denying coverage under an automobile policy, so it’s worth knowing about and taking seriously.
Read MoreQuestions to Prepare for when Applying for Home Insurance
It’s time for you to look around for home insurance – either for the first time or at renewal time. Make sure you come to your meeting with your local insurance broker armed with the following information.
Read MoreWatercraft Insurance – What You Should Know
This time of year, Ontarians go a bit mad for sun and water – who can blame us with such long, cold winters and short summers – and many of us love to haul out watercraft to enhance the season’s fun. Whether that’s a jet ski, yacht or fishing boat, the size, type and value […]
Read More