IMPORTANT: Response to COVID-19 [Update]

To our Clients, Due to the daily expansion of COVID-19 cases and the guidelines being set to reduce transmission via social contact, we at Algoma Insurance Brokers realize that additional precautions must be taken to keep client and employee exposure under control. We have made the decision to close our branches to the public until […]

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Our response to COVID-19

To our Clients: With the evolving global concerns on COVID-19 (“Coronavirus”), we want to provide you with an update on our response and commitment as we all navigate this difficult time. We will remain open for business and committed to serving our clients. We have enacted some changes to our operations so that we can […]

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How to Prevent Flooding in Your Home

carpet flood

Although spring is one of the most beautiful times of the year in Canada, it does come with its problems. Rapidly thawing snow and ice soon give way to floods, especially when you don’t engage in thorough flood prevention. If you want to prevent flooding from melted snow, it’s necessary to adopt some tips. Fortunately, […]

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Why Your Home & Auto Insurance Rates Increase

insurance form

You might have noticed an increase in your home and auto insurance rates lately. If so, you aren’t alone. People across the country are facing higher rates in their new and existing policies. It isn’t simply because the insurance company decided to charge you more. There are factors that contribute to these rate increases. Understanding […]

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7 Improvements to Lower the Cost of Your Home Insurance

door handle

Home insurance is essential to maintaining the safety of your property. But the variance in monthly costs can skew depending on the security and fortification of your home.  However, you can effectively lower your monthly insurance costs yourself with these 7 home improvements.  1. Install an alarm system One of the most effective and efficient ways to […]

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Water Damage and Insurance: What You Need to Know

Weather patterns are changing worldwide, and this trend is affecting Canadians directly. Over the last decade, water and flooding have become the most common insurance claim, with floods occurring five times as often as wildfires. When it comes to protecting your home from water damage, most property owners assume their personal property insurance policies will […]

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Home Protection Guide: Snow & Ice Storms

winter home

Introduction As a homeowner, you take pride in maintaining your investment and protecting it from outside risks. Among these risks, winter weather presents some of the most significant challenges—challenges that may even lead to substantial property damage. Canada experiences some of the most extreme winter weather in the world, and homeowners constantly have to protect […]

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Distracted Driving Fines have Increased

Distracted Driving Fines Increased

The existing fines and penalties for distracted driving have increased on January 1, 2019. If convicted, the penalty you face depends on the kind of licence you hold and how long you’ve been driving. Distracted Drivers with A to G licences If you have an A, B, C, D, E, F and/or G licence, you […]

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Direct Compensation Property Damage – What You Need To Know

car accident

What is Direct Compensation Property Damage? Direct Compensation Property Damage (DCPD) is a mandatory component of auto insurance in Ontario, which covers damage to your vehicle and/or the contents of your vehicle where you are deemed not at fault in an accident. When does DCPD apply? If you are in a car accident where the […]

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